
June 13, 1934 – February 26, 2026
Francine Elizabeth Ferrara (née Tozzi), of Old Tappan, peacefully passed away amongst her loving family on February 26, 2026. Francine was born in June of 1934 in the Bronx, New York.
Growing up in the Bronx, Francine attended school and enjoyed playing with her friends in the neighborhood. She was like a second mother to her younger sister, Joan, and the two shared a special bond throughout their lives.
Francine went on to attend Hunter College on a full scholarship where she received a degree in teaching. Upon graduation, she began her career as an elementary school teacher in Westchester County.
She met the love of her life, Eugene Vincent Ferrara in the 1950s. They wed in April of 1961 and lived in Yonkers, NY. In 1963, Francine and Eugene settled down in Dumont, NJ to start their family. They raised three children – Vincent, Lisa and Eugene – in a loving and caring three-generation home, as her husband’s parents and her mother also resided there.
A devoted mother, she put her career on hold to raise her children. Once her kids got a bit older, she returned to teaching and worked in the Dumont school system. Thanks to Francine and Eugene’s nurturing and guidance, all three children went on to successful careers and grew families of their own. Throughout their long-lasting marriage, Francine was a supportive partner to Eugene and his endeavors as he started his own engineering firm – JMA Consultants – where she worked after her retirement from teaching. The business is family-run to this day (by their son Eugene, and grandsons Nicholas and Christopher).
After 30-plus years in Dumont, Francine and Eugene moved into a new multi-family home in Old Tappan, NJ that Eugene designed and built in 1997. She shared the home with her devoted son, Vincent, his wife, Elizabeth, and their children; becoming the second three-generation home Francine tended to. Later in life, Vincent and Elizabeth both provided a great deal of care to Francine and were always there for her.
Over the years, their home would become the spot for countless holiday celebrations, birthdays, family reunions, cherished meals and traditions – especially her family assembling in Francine’s kitchen for bagels after Sunday mass at St. Pius X in Old Tappan.
Throughout her entire life, she held her family most near and dear to her heart; but she also was proud to make many friends along her life’s journey. Her family and friends would describe her as loving, generous, attentive and witty.
In her adult life, Francine enjoyed spending time with her friends and family at her house in Palm Beach Gardens, FL. She was also an avid explorer, as she sailed aboard many Royal Caribbean cruises alongside her children and grandchildren. While at home in New Jersey, she was a fixture at the 10am Sunday mass at St. Pius X. She loved to read out on her deck and by the pool – as she always loved having her grandchildren and their friends over for a swim. During her long life, Francine established several longstanding Ferrara family traditions that will continue to be passed down, such as the annual gathering in Grandma’s kitchen for the preparation of the season’s Christmas cookies and struffoli.
Francine was predeceased by her dearest husband of 37 years, Eugene Ferrara. She is survived by her beloved children; Vincent and his wife Elizabeth, Lisa Guzzo and her husband Joseph, and Eugene and his wife Maria; her grandchildren whom she loved dearly, Nicholas and his wife Katherine, Christopher and his fiancé Ryan, Gabriella and her husband Nicholas, Michael, Rachel, Regina and Thomas; and her great grandchildren, Bethany, Vincent and Anthony, whom she loved very much and lit up her smile and brought her much joy in the latter stages of her life. Francine will be missed by all who were fortunate enough to know her.
Visiting hours are Sunday, March 1, 2026 from 2-5 PM at Pizzi Funeral Home, 120 Paris Ave, Northvale, NJ. A Funeral Mass will be celebrated Monday, March 2, 2026 at 11 AM at St. Pius X RC Church, 268 Old Tappan Rd, Old Tappan, NJ with interment to follow at Gate of Heaven Cemetery, Hawthorne, NY.
Donations in Francine’s memory to St. Pius X Church, 268 Old Tappan Rd, Old Tappan, NJ 07675, www.spxot.org or Blythedale Children’s Hospital, 95 Bradhurst Ave, Valhalla, NY 10595, www.blythedale.org, would be greatly appreciated.
www.pizzifuneralhome.com









